$500K & Under: 10 Homes For Sale In SF Right Now

Finding a market-rate home priced to sell at under a half million dollars in San Francisco was near impossible just a few short years ago. But times have changed and these entry-level opportunities — while still rare — are out there. Conventional wisdom has it that money in real estate is made on the buy, and those who act on this present convergence of market seasonality, minimal competition and motivated sellers are positioned to ink tremendous deals.

We’re always scoping out great buyer opportunities in San Francisco, both on and off market. Whether you’re just beginning your home search or on the hunt for something specific, please get in touch > 415.715.9205 / homes@vulcca.com

520 NATOMA STREET #4

List Price: $299,000

This ground-floor studio tenancy-in-common is an excellent opportunity to make the leap from renting to owning. Assuming a purchase with 20 percent down and financing fixed at 6.7 percent interest, the combined PITI and HOA dues is approximately $2,300 per month — the going rate for comparable apartments nearby in the South of Market neighborhood. Considering the tax benefits of home ownership, and the potential to generate cashflow as an investment property, it’s a sweet deal! See the complete listing details.

601 VAN NESS AVENUE #608

List Price: $389,000

601 Van Ness Avenue #608 is marketed and listed exclusively by cooperating broker Corcoran Icon Properties. Listing photo above courtesy of SFAR MLS.

Condominiums priced under a half million dollars are fairly common at Opera Plaza, making it a favorite for budget-conscious buyers wanting to live in an amenity-rich building. Concierge service, 24-hour security, a heated pool and spa, fitness center and on-site management are just a few of the community’s offerings. Leased parking is also available. All the arts and entertainment that make Civic Center a destination are mere minutes away. See the complete listing details.

631 O’FARRELL STREET #1210

List Price: $419,000

631 O’Farrell Street #1210 is marketed and listed exclusively by cooperating broker Corcoran Icon Properties. Listing photo above courtesy of SFAR MLS.

Views! This 12th-floor unit at The Hamilton lives like a junior 1-bedroom and is the largest studio floor plan in the building. The home features an updated kitchen and a bathroom that plays up its original art deco finishes. Grand common areas — indoor and outdoor — are immaculately conditioned and include a hotel-like lobby, ballroom, fitness center, courtyard, and expansive rooftop terrace high above San Francisco’s colorful Downtown. See the complete listing details.

960 MARKET STREET #506

List Price: $467,500

960 Market Street #506 is marketed and listed exclusively by cooperating broker Polaris Pacific. Listing photo above courtesy of SFAR MLS.

We recently checked in on sales progress at Serif and shared the new reduced pricing and growing list of owner perks. From its transit-rich location to the on-site hotel amenities to exclusive resident-only areas, top-notch convenience takes center stage. This brand new studio condominium is a prime candidate to be outfitted with space-saving modular systems, made easy by Serif Design Center’s partnership with Bumblebee. See the complete listing details.

574 NATOMA STREET #403

List Price: $470,000

574 Natoma Street #403 is marketed and listed exclusively by cooperating broker Vanguard Properties. Listing photo above courtesy of SFAR MLS.

This condominium is one of only two true 1-bedroom units on our list, and it has been reduced by $45,000 since it landed on the market in September. Thanks to its top-floor positioning and southern exposure, the place is flooded with natural light. It also has easy access to the common area rooftop deck for taking in the rays and a city panorama. To boot, the HOA dues are low and the building is only 10 years old. South of Market has some of the most compelling buys right now, and this one is no exception. See the complete listing details.

1050 NORTH POINT STREET #305

List Price: $489,000

1050 North Point Street #305 is marketed and listed exclusively by cooperating broker Compass. Listing photo above courtesy of SFAR MLS.

If waterfront living is what you’re after, then look no further! The iconic Fontana towers, nestled between Aquatic Park and Fort Mason in the northern reaches of Russian Hill, frequently see studio residences sell near this point point. Monthly dues in this full-service cooperative building cover the cost of basic utilities in addition to professional management, a lobby attendant, outdoor heated pool, grounds with barbecue area and guest parking, and club room. Secure on-site parking is available for lease. See the complete listing details.

88 ARKANSAS STREET #115

List Price: $489,000

88 Arkansas Street #115 is marketed and listed exclusively by cooperating broker Compass. Listing photo above courtesy of SFAR MLS.

88 at the Park made its debut this past spring following supply chain disruptions that delayed the project’s completion by more than a year. The developer has offered various promotional incentives to drum up interest in recent months and adjusted prices to reflect the market. Opportunity knocks to buy the dip! This studio condominium comes with all the modern amenities one would expect plus a private patio and additional storage. Jackson Playground is directly across the street, and popular restaurants and watering holes are  stone’s throw away, See the complete listing details.

1001 PINE STREET #411

List Price: $499,000

1001 Pine Street #411 is marketed and listed exclusively by cooperating broker Avenue 8 Inc. Listing photo above courtesy of SFAR MLS.

Extensively renovated with a new stylish kitchen, plank flooring and designer lighting, this Nob Hill studio has shaved $46K off its list price since it first appeared on the market in late 2021. In addition to its crisp living spaces, the places comes with deeded on-site parking as well as assigned storage. Not too shabby — and the city view isn’t so bad either! At its current offering, the condominium is on track to be the third lowest-price sale in the building since 2015. See the complete listing details.

588 MINNA STREET #505

List Price: $500,000

588 Minna Street #505 is marketed and listed exclusively by cooperating broker Compass. Listing photo above courtesy of SFAR MLS.

The developer of OneEleven has had a rough time unloading the building’s 39 units since sales began almost three years ago, and recently pivoted to renting out some of the homes. Reduced by $120K, this 1-bedroom is being touted as one of the “best priced new condos” in South of Market — and that may well be true. Features include high ceilings, European Oak flooring, quartz countertops, Bosch appliances and custom cabinetry. See the complete listing details.

1515 15TH STREET #501

List Price: $500,000

1515 15th Street #501 is marketed and listed exclusively by cooperating broker Compass. Listing photo above courtesy of SFAR MLS.

Only two top-floor units in this starchitect-designed building have private outdoor space, and this is one of them. The studio is small at just under 300 square feet but packs a punch with hardwood flooring, high-end appliances, premium fixtures, in-unit laundry, air conditioning and — of course — a sweeping view from San Francisco’s dazzling skyline to Twin Peaks. Moreover, its Inner Mission location enjoys some of the best weather in town. See the complete listing details.

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